Short answer
It depends on your policy and on what caused the water. Sudden, accidental events like a burst pipe or a failed water heater are often covered. Slow leaks that went unnoticed, maintenance problems and outside flooding often are not, and flood damage usually needs a separate flood policy. Check your policy or call your agent to confirm.
What kinds of water damage are usually covered?
Many homeowners policies cover damage that happens suddenly and by accident inside the home, such as a supply line that bursts, a water heater that fails or an appliance hose that splits. In those cases, the cost to dry out or replace damaged carpet and pad is often part of the claim. Your own policy wording decides what applies.
What is often not covered?
Damage from a slow leak that went on for weeks, from poor maintenance, or from groundwater and surface flooding is often excluded. Flooding from heavy rain is typically handled by a separate flood insurance policy, which matters in Central Texas where flash flooding can happen fast.
How do you make a water damage claim go smoothly?
Stop the water, take photos and video before cleanup, keep damaged materials until the adjuster says otherwise, and start drying right away. Insurers generally expect homeowners to take reasonable steps to prevent more damage, so waiting can hurt both the house and the claim.
How does Tetris Cleaning Services help with insurance?
We work directly with insurance companies and help customers file a claim. We document the damage, moisture readings and drying so your insurer can see what happened and what was done. See our Water Damage Restoration page for how the process works.
Who do you call for water damage near Leander?
Tetris Cleaning Services offers 24/7 emergency water damage service in Leander, Cedar Park, Georgetown, Round Rock, Liberty Hill, Pflugerville, Hutto and Williamson County. Call (512) 825-4005 any time, or request a free estimate online.